Social Security alert: only these Americans will get paid on October 31
The next round of Social Security payments is on the way. On Friday, October 31, the Social Security Administration (SSA) will issue its first deposit for November. Here’s who qualifies.
The SSA distributes monthly payments to a wide range of beneficiaries, including retired workers, Supplemental Security Income (SSI) recipients, and those enrolled in Social Security Disability Insurance (SSDI). The agency follows a payment schedule that assigns deposit dates based on each recipient’s date of birth.
Under this schedule, beneficiaries born between the 1st and 10th of a month receive their payments on the second Wednesday; those born from the 11th to the 20th are paid on the third Wednesday; and those born between the 21st and 31st receive theirs on the fourth Wednesday of the month.
Retirees who began receiving benefits before May 1997, as well as SSI recipients, get their deposits in the first days of the month regardless of their birth date. However, when a scheduled payment date falls on a weekend or federal holiday, the SSA moves the deposit to the nearest business day — sometimes creating a “double payment” month, with one deposit at the end of one month and another at the start of the next.
Are you a Social Security recipient? These people will be paid on October 31
According to the payment calendar, SSI beneficiaries are the ones set to receive their deposits on Wednesday, October 31. This will be their second payment for October, since November 1 falls on a Saturday and the SSA advances the payment date. Because of this early deposit, SSI recipients won’t receive another payment until December 1 — so budgeting wisely is advised.
Based on SSA estimates, the average 2025 Social Security payment for retired workers is $1,976 per month for individuals and $3,089 for couples filing jointly. SSI beneficiaries can receive up to $967 per month for individuals or $1,450 for eligible couples. Starting with the first payments of 2026, those amounts will rise by 2.8% thanks to the annual Cost of Living Adjustment (COLA).
Related stories
Get your game on! Whether you’re into NFL touchdowns, NBA buzzer-beaters, world-class soccer goals, or MLB home runs, our app has it all.
Dive into live coverage, expert insights, breaking news, exclusive videos, and more – plus, stay updated on the latest in current affairs and entertainment. Download now for all-access coverage, right at your fingertips – anytime, anywhere.
Complete your personal details to comment